Terms of Service

1. Agreement to Terms

By accessing or using Indie Hacker Finance ("the Service"), operated by Dmytro Virych ("we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

Indie Hacker Finance is a financial dashboard and analytics platform designed for solo founders and indie hackers. The Service may include features such as revenue tracking, expense categorization, runway modeling, and tax estimation. Features are subject to change as we develop the product.

3. Account Registration

To use certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate and complete information during registration.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or its infrastructure
• Reverse engineer, decompile, or disassemble any part of the Service
• Use the Service to transmit malware or harmful code
• Resell or redistribute the Service without our written consent

5. Financial Data Disclaimer

The Service provides financial tools and estimates for informational purposes only. We are not financial advisors, tax professionals, or accountants. The information provided through the Service does not constitute financial, tax, or legal advice. Always consult a qualified professional for financial decisions and tax filings.

6. Intellectual Property

All content, features, and functionality of the Service — including but not limited to text, graphics, logos, and software — are owned by us and protected by intellectual property laws. You retain ownership of any data you upload to the Service.

7. Payment and Billing

Certain features of the Service may require a paid subscription. Pricing, billing cycles, and refund policies will be communicated at the time of purchase. We reserve the right to change pricing with reasonable notice. All fees are non-refundable unless otherwise stated.

8. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users or us. You may delete your account at any time. Upon termination, your right to use the Service ceases immediately.

9. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Service. Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on this page with a new "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the revised Terms.

12. Contact

If you have questions about these Terms, reach out on X (@dmytrovirych).